Customer Service

Need something cleared up?Here are our most frequentlyasked Customer Service questions.Get your account up and running in few easy steps

Accounts Receivable

The amount of funding on an accounts receivable loan is based on the value and age of a business’ receivables.

Funds can be used for all aspects of daily business operations including, employee wages, utility bills and inventory.

With no need for another type of collateral, this loan is highly attainable for businesses who have been denied a traditional loan in the past.

You’re worth it

You’re worth it We’re creating new financial servicessolutions for our members based onfairness, simplicity, and heart,and we treat our employees the same way.

Purchase Orders

For businesses that need cash in order to fulfill customer orders, we offer purchase order financing.

Rather than asking for collateral, the lender evaluates the credit rating of the customer, not the company.

When customers have a reliable history with a track record of prompt payments, purchase order funding is attainable no matter the business credit score.

Reliability

We ensure quality and consistencyin fulfilling the needs of our customersand partners. We test, measure, and deliveron the promise of time and efficiency toour customers.

Merchant Cash Advance

A merchant cash advance eliminates the need for businesses to wait for funds from credit card sales to be available. The amount of the loan is based on a fixed amount of your future credit card sales.

Lenders are paid directly a percentage of these future credit card transactions until the loan is paid in full.

Our merchant cash advance loans provide funding to be used in most aspects of business.

Be a part of Our Mission

We’re looking for passionate people tojoin us on our mission. We value flathierarchies, clear communication,and full ownership and responsibility.

Contract Financing

Business grows and changes with the times. When business is good, obtaining a line of credit may not even cross your mind. But when business gets slow, having a revolving line of credit can be the answer to your prayers. Your business should be prepared for anything and our Working Capital Lines are always there when you need them.

A working capital loan is not used to purchase long-term investments like equipment or real estate but rather it is a loan that provides financial relief for daily business operations like accounts payable, wages and invoicing.

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Be yourself

Individual perspectives and experiences make us and our business better—there is no “typical” Lending Club employee. We are a mix of sneakers and suits, which combines the best thinking from both tech and financial services.

Capital Funding

Every business is different and your financial options should be just as unique as your business. We will provide the best financial solutions for your individual business, whether large or small, and any industry. In hospitality, construction, real estate and beyond, our business loans will help your company to succeed!.  

Our commitment is to provide smart financing solutions to our clients coupled with the best customer service in the industry. We work hard for you to make your financial dreams our vision.

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Excellence & Team Work

Our stellar team is committed toproviding top-notch services and support to our customers and partners through unmatched collaboration. We believe in doing the hard things and going the extra mile, and having fun while at it

Development Loans

These normally short-term loans of 1 to 3 years are used for the development of land. Development loans are used for things like; construction of buildings, excavation work, running electrical lines, storm sewers and roads. Development loans typically require that the property be used as collateral for the loan until it is sold or can financially support permanent financing.

Unlike a construction loan, a development loan is used before there are any buildings on the land. Usually proof of past projects and experience will be required for approval.

Help chart a new course

Sitting at the intersection of technologyand financial services, we attract toptalent across a wide variety of industries.We challenge assumptions and seek outthe best ideas from anyone, at any level.

Equipment Loans

Our Asset based equipment loan amounts are calculated using the value of business-owned equipment. In order to qualify, the equipment must have long term value and must be used solely for business purposes. Our asset based equipment loans can be used for the purchase of upgrades, construction and for daily business operations.

Funding is provided based on the value of equipment, and that same equipment will be used as collateral for the loan.

Home Improvement Loans

Start your home improvement project now, without waiting for a home equity loan or line of credit.

Hard Money Loans

Our asset based hard money loans are typically secured by real property and are often a few months to only a few years in length. Typical to a bridge loan, a hard money loan provides funding to assist in a temporary financial situation or while your business is waiting for long-term financing to be approved.

Our Hard Money loans can be acquired even if the real property owned is in a distressed financial situation. 

Get your account up and running

We’re looking for passionate people to join us on our mission. We value flat hierarchies, clear communication, and full ownership and responsibility.

Commercial Real Estate

An asset based Commercial Real Estate Loan is based on the value of a business’s owned real estate. The real property owned by the business applying for the loan will be used as collateral to secure the note.  This collateral provides the lender with the additional security they need, often providing a financing route for businesses that have a less than stellar credit history.

Funding can be provided for up to 90% of the value of the property.

Personal Loans to Match Your Financial Goals

  • A personal loan allows you to borrow money from a lender for almost any purpose, typically with a fixed term, a fixed interest rate, and a regular monthly payment schedule. Collateral is usually not required and personal loans typically have lower interest rates than most credit cards.

  • Since interest rates and loan terms on a personal loan are fixed, you can select a loan and payment amount that fits within your budget—which is great when you’re consolidating debt. Plus, you’ll know the exact date your loan will be fully paid off.

Let’s work together

We work as a single united team with market leading loan firms around the world and give our clients the highest quality advice possible.